文献类型: 外文期刊
作者: Wang, Jing;Yu, Xiaohua;Lyu, Kaiyu;Feil, Jan-Henning
作者机构:
关键词: Mobile finance;financial inclusion;household livelihood;China
期刊名称: EMERGING MARKETS FINANCE AND TRADE
ISSN: 1540-496X
年卷期: 2021 年
页码:
收录情况: JCR(2021版)
摘要: Mobile finance plays an important role in supporting productive activities and improving the basic livelihoods of rural households. Using three-round panel data and employing control function approach to address the self-selection bias issue, this study shows that mobile finance use significantly increases farmers' livelihoods, measured by farm income and per capita consumption in China, with a larger marginal effect for smallholders and credit-constrained farmers. We further divide mobile finance into two types and reveal that the mobile payment use plays a larger role in farm income, while the mobile banking use has a larger impact on household consumption.
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