数字农科院2.0

The Impact of Mobile Finance Use on Livelihoods of Farmers in Rural China

文献类型: 外文期刊

作者: Wang, Jing;Yu, Xiaohua;Lyu, Kaiyu;Feil, Jan-Henning

作者机构:

关键词: Mobile finance;financial inclusion;household livelihood;China

期刊名称: EMERGING MARKETS FINANCE AND TRADE

ISSN: 1540-496X

年卷期: 2021 年

页码:

收录情况: JCR(2021版)

摘要: Mobile finance plays an important role in supporting productive activities and improving the basic livelihoods of rural households. Using three-round panel data and employing control function approach to address the self-selection bias issue, this study shows that mobile finance use significantly increases farmers' livelihoods, measured by farm income and per capita consumption in China, with a larger marginal effect for smallholders and credit-constrained farmers. We further divide mobile finance into two types and reveal that the mobile payment use plays a larger role in farm income, while the mobile banking use has a larger impact on household consumption.

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